Across the US, poor communities are grossly under-served: education, nutrition, housing and health care. To a large extent, this explains the chasm in life expectancy between white people and so-called minorities.

How much worse does it get? A Brandeis University study recently underscored the growing wealth divide. According to the Federal Reserve, for every dollar of wealth owned by a white family, a black or Latino family owns just 16 cents.

And as this — the great marginalization of America marches on — Democrats, including the president, wrestle with Republicans for smidgeon of reform. Is it anywhere close to enough? For all the talk of Wall Street reform, and new consumer protections, and talk of alternative energy policy, the fact remains that for most people, America is a sinking ship. And minority communities are the first to be thrown over the side. Where are the lifeboats?

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